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At Republic Bank, we believe you deserve more than just a good rate – you deserve a great rate, picked by you! For a limited time only, get ready to unlock incredible rates you won’t find anywhere else.

Get prequalified to Pick Your Rate for any loan you choose!

  • Home Loan: Whether you want to build or buy your perfect home or switch your mortgage provider to Republic Bank
  • Land Loan: The ideal lot of land awaits
  • Renewable Energy Loan: Get off the grid and on to savings
  • Personal Loans: Enjoy more adventures, complete renovation projects, update appliances, and more
  • Vehicle Loan: From brand new to Roll On Roll Off, cruise into style and comfort at the lowest rates

Plus, you have the power to achieve more and unlock even lower rates, including a new credit card and insurance.

Apply Today, Pick Your Rate, and Enjoy:

  • Quick Approvals: Get a fast decision on your loan application.
  • Special Interest Rates: “Pick Your Rate” for a chance at an unbeatable rate.
  • Up to 100% Financing: Make your dreams a reality with flexible financing options.
  • Customised Payment Plans: We work with you to tailor your loan to fit your budget.

DIp Your Way to Savings When You Pick Your Own Rate!

Here’s how it works:

Apply today to get Pre-Qualified for your loan needs, whether it’s building your dream home, purchasing a new car, or finally investing in renewable energy.

Pick Your Rate! Once pre-qualified, you’ll be able to dip and draw your own rate!

But wait, there’s more! When you bundle your loan with additional loans or products like insurance or a credit card, you get a chance to enjoy an even better rate on your primary loan!*

* The more Republic Bank products you choose, the higher your potential rate reduction.

Your Winning Rate Awaits!

This exciting offer is valid until September 30, 2024.
Get Pre-Qualified Today!


For the duration of Republic Bank’s 2024 Pick Your Rate Campaign, the repayment terms vary based on product; for example, up to 7 years for a new vehicle vs. up to 40 years for a mortgage. The periodic interest rate can range between 4.0% and 10.50%. Actual rates may vary based on repayment terms, loan amount, down payment, creditworthiness, and other terms and conditions. For our loans, the agreed rate of interest is fixed for the tenure.

Terms and Conditions Apply

Republic Bank (EC) Limited
1st Floor, Meridian Place,
Choc Estate, Castries,
Saint Lucia
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